Situations in Which Online Businesses Should Use Paypal

An increasing number of people are venturing into the realm of online commerce, or ecommerce, on a daily basis with the goal of selling their products and services online.

When merchants use solutions that are too expensive, too complicated, or just have much too many features than what they actually need, they risk getting into over their heads when they initially enter the online market.

The good news is that there are solutions available that enable new online retailers to offer their goods and services for a far lower initial investment and operating expense.

First-time online retailers can enter the internet market and get their feet wet without drowning thanks to solutions like Paypal.

To begin making money online, one must adhere to the normal safety precautions recommended by services like Paypal.

The following section will address the factors that you, as the merchant, should take into account when determining whether or not to use a payment processing system such as Paypal.

Poor monthly sales volume for your online store

Use a pay-as-you-go merchant account system, such as Paypal, if your e-commerce site doesn’t generate a lot of sales, especially if they are for low-ticket items.

These kinds of payment processing services typically charge the merchant a higher percentage fee.

At times, it may reach up to 15% of the cost of the product that the internet retailer is selling.

Whether or not you sell anything online, most merchant accounts often come with a monthly fee.

Additionally, the retailer will save money with this option for larger quantities because they charge a reduced percentage fee.

You should calculate the merchant processing fees depending on your anticipated monthly sales volume in order to decide what kind of merchant account you should have.

Determine how much a third-party processor, such as Paypal, would charge you for selling fifteen items at a cost of $25 apiece on average.

Next, find out how much a regular merchant account processor would charge you per month based on the same volume of sales.

Going through this exercise will help you identify a point at which using a traditional merchant account instead of a third-party processor like Paypal can result in lower costs.

You had never heard of e-commerce before.

It might make sense to manage your online payments through a third-party processor like Paypal if you are new to selling goods or services online (ecommerce).

In this manner, you avoid being locked into any long-term agreements and can stop using it in the event that your business is failing.

Most of the time, you can accomplish this without needing to keep paying extra costs to the merchant account processor, like a monthly service charge.

If you decide to give your online business another go, Paypal makes it simple and cost-free to restart online processing.

You use eBay to sell your goods.

One of the biggest online marketplaces these days is eBay.

Due of their success, Ebay even bought Paypal.

Although PayPal is the primary payment method accepted by eBay, they have configured their system to make using Paypal easier than using other payment methods.

You can save a lot of money by using your own merchant processing account if you use Ebay for a large proportion of your transactions.

Nevertheless, unless they are already using it for another online business, the typical Ebay seller typically lacks the volume to justify utilizing their own online merchant account.

Different solutions are needed depending on the needs of the online retailer.

There isn’t a “one size fits all” kind of approach by any means.

Solutions for merchant processing that are successful for one online retailer could be disastrous for another.

The best course of action for an online retailer is to assess their needs and anticipated sales volume before selecting the option that would best meet their needs.

Paypal can be a fantastic way to get started for merchants who are new to e-commerce and don’t intend to produce very much volume.

Increase the Security of Your Paypal Transactions

Online e-commerce is expanding quickly, which also means that there are more opportunities for fraud and frauds.

As Internet users, it is our duty to adopt some security measures to protect our online transactions.

The security of our online payment information is one area where we need to assume accountability.

Online payment processors have come and gone, but one of them has remained and is now the target of scammers: Paypal.

While this may be concerning, you can protect your Paypal account from scammers by following a few very straightforward measures.

Don’t ever click on any of the links included in emails from “Paypal.”

Never click on any of the links in an email from Paypal, no matter how genuine it may appear to be.

To get directly to PayPal’s website from your browser, open a browser window and type instead of clicking on any of the links.

As a general guideline, only log into the PayPal website if you manually type the address into the browser’s address bar.

Send the email to spoof(at) so they can tell you if it was a genuine email from them or not if you receive one that appears official but is suspect.

Paypal will typically never send you an email instructing you to log into their site via a link in the email in order to avoid confusion.

How to Determine Whether an Email Is Genuine

There are several things you can look at that will give you a good idea if the email is authentic or not if you receive one from Paypal informing you that your account has been terminated or that there is some other urgent concern.

To achieve this, use the menu option in your mail application that enables you to view the email’s source code.

Find the link (you can easily do this by searching the page for the link text that takes you to PayPal).

The link should resemble something like this:

A link to the specified URL can be found at: / a > “link text you just searched for”

Here is an illustration of a forged link format.

PayPal can be accessed via

Keep in mind that the actual domain name is “” is seen in the text, but it actually refers to a directory under “”

When you click the email’s link, your browser will really go to “,” which looks very much like an official Paypal page but is in no way related to Paypal.

Users will mistakenly believe they are at PayPal since they see the Paypal login page and the URL in their address bar, but they couldn’t be more mistaken!

When these unfortunate, unwary users enter their username and password, they receive a bogus message explaining why they are unable to access their account information, such as that the site is down for maintenance.

It’s too late at this point.

They divulged their true username and password to a phisher (scammer).

What Kinds of Messages Often Appear in Spam?

These fake phishing (scamming) mails can take many different shapes.

The standard “Your account will be deleted if you don’t log in right away” message is one form.

We have noticed strange activity on your account, and it has been suspended, according to another message.

“Receipt of your payment to SOMECOMPANYNAME” is yet another message, and this design appears to be more recent.

You’ll note that every one of these messages strikes at the core of how people behave and quickly puts us in an emotional state where we are less likely to utilize our brains and simply respond to the message.

We can help to combat this reaction whenever these or other communications occur if we commit tip #1, which states to never click on any links in an email that appears to be from Paypal, to memory.

What to Do If Your Paypal Account Information Was Entered Into One of These Phishing Sites.

You should immediately go to, log in, and reset your password if you were overcome by emotion and submitted your PayPal information before realizing it was a bogus scam website.

Additionally, keep an eye out for any fraudulent activity on your account.

Fill out the “unauthorized activity form” accessible in the “Protection Policies” section of the website’s support center as soon as you notice any activity.

Call the helpline right away to report the occurrence to a support specialist if you truly feel exposed.

We can make our online Paypal transactions safer by using the tips listed.

While there are certainly many exceptions, many of these online fraud situations occur from mistakes on the part of the user, and not the payment processing company, or merchant.

Online safety 101 should be a mandatory class for anyone entering the Internet world today, however using a good dose of common sense will take you quite far.